Student Loan Calculators

Simple student loan calculators that help you calculate and compare the best repayment options, set up repayment plans, reduce interest rates, and pay off public and private student loans faster.

Payment Calculator

Student Loan Interest Calculator

Recommended for:

  • Understanding interest accrual
  • Planning your monthly payments
  • Calculating the total interest paid

Payment Calculator

Student Loan Deferment Calculator

Recommended for:

  • Temporarily pausing your monthly payments
  • Understanding the monthly payment if you defer payments
  • Understanding the total cost of the loan if defer payments

Income-Driven Repayment Calculator

Student Loan Revised Pay As You Earn (REPAYE) Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Forgiveness Calculator

Public Service Loan Forgiveness Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Income-Driven Repayment Calculator

Income-Contingent Repayment (ICR) Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Student Loan Income-Based Repayment Calculator

Recommended for:

REFINANCE & CONSOLIDATION CALCULATOR

Student Loan Consolidation Calculator

Recommended for:

  • Understanding the new interest rate if you consolidated
  • Checking the total amount paid if you consolidated
  • Knowing the payoff date if you consolidated

REFINANCE & CONSOLIDATION CALCULATOR

Student Loan Refinancing Calculator: Should I Refinance My Student Loans?

Recommended for:

  • Potentially lowering your monthly payment and/or interest rate
  • Borrowers with strong credit scores or a co-signer
  • Borrowers with high-interest rate loans

Income-Driven Repayment Calculator

Student Loan Pay As You Earn (PAYE) Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Income-Driven Repayment Calculator

Student Loan Income-Based Repayment (IBR) Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Payment Calculator

Student Loan Repayment Calculator

Recommended for:

  • Estimate how long it will take you to pay off your loan
  • Calculate the total cost of your loan
  • Seeing how changing the monthly payment affects your total cost and paydown horizon

Payment Calculator

Student Loan Payment Calculator

Recommended for:

  • Planning your student loan payments
  • Knowing the total monthly payment and interest of your loan
  • Knowing the total cost of your loan