Student Loan Calculators

Simple student loan calculators that help you calculate and compare the best repayment options, set up repayment plans, reduce interest rates, and pay off public and private student loans faster.

Student Loan Interest Deduction Calculator

Recommended for:

  • Estimate the tax deductions from your student loans
  • Check interest deduction eligibility
  • Federal and private loans

Student Loan Deferment Calculator

Recommended for:

  • Temporarily pausing your monthly payments
  • Understanding the monthly payment if you defer payments
  • Understanding the total cost of the loan if defer payments

Student Loan Revised Pay As You Earn (REPAYE) Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Public Service Loan Forgiveness Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Income-Contingent Repayment (ICR) Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Student Loan Consolidation Calculator

Recommended for:

  • Understanding the new interest rate if you consolidated
  • Checking the total amount paid if you consolidated
  • Knowing the payoff date if you consolidated

Student Loan Refinancing Calculator: Should I Refinance My Student Loans?

Recommended for:

  • Potentially lowering your monthly payment and/or interest rate
  • Borrowers with strong credit scores or a co-signer
  • Borrowers with high-interest rate loans

Student Loan Pay As You Earn (PAYE) Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Student Loan Income-Based Repayment (IBR) Calculator

Recommended for:

  • Lowering monthly payments
  • Potential student loan forgiveness
  • Federal loans

Student Loan Repayment Calculator

Recommended for:

  • Estimate how long it will take you to pay off your loan
  • Calculate the total cost of your loan
  • Seeing how changing the monthly payment affects your total cost and paydown horizon

Student Loan Payment Calculator

Recommended for:

  • Planning your student loan payments
  • Knowing the total monthly payment and interest of your loan
  • Knowing the total cost of your loan