United Healthcare Employee Benefits Review: Why United Healthcare Could Be a Great Employment Option

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United Healthcare Employee Benefits Review: Why United Healthcare Could Be a Great Employment Option

United Healthcare is located in Minnetonka, Minnesota. It is a managed healthcare company that offers public insurance services and healthcare products. United Healthcare makes more money than any other healthcare company with $226.2 billion earned last year. Fortune 500 placed United Healthcare in the sixth spot.

United Healthcare Employee Benefits Team

Stephanie Fehr, Executive Vice President, Chief Human Capital Officer

Stephanie Fehr has been with human resources for more than 20 years. In 2000, Stephanie started out in the human resources and talent leadership department with Apple. She was in charge of everything from the design to the development and implementation of the training program at the company. She was also an integral part of Apple’s retail executive team.

Find Stephanie Fehr on:


What are United Healthcare’s Employee Benefits?

United Healthcare has a well-rounded employee benefits plan to compensate staff for their jobs. These are a few of the benefits they offer.

Employee BenefitsDescription
Health InsuranceHealth cover with United Healthcare includes dental, medical, and vision. Option to include partners and dependants on plan.
401(k) PlanCompany matches 100% of employee contributions for the first 6% of their salary then matches 50% of contributions for the next 3% of their salary.
Paid Time OffIncludes vacation days, holidays, and sick leave. Option to purchase additional paid time off with manager approval.
Life InsuranceCover for $50,000 in the event of employee’s death.
Rally For Health ProgramAllows staff the option of contributing to a health savings account or reducing their premiums on health insurance.
Short and Long Term Disability InsuranceEmployees are paid part of their salary in the event that they are unable to work for medical reasons.
Adoption AssistanceIf employees adopt a child they are entitled to reimbursement for costs and fees relating to the adoption.
Commuter AssistanceEmployees can make deposits into this account without having to pay taxes, and the money can be spent on all commuter expenses.
Employee Assistance ProgramHelp is provided to employees day or night by experts. Completely confidential and can be used for a variety of issues and hardships.
Accident InsurancePays employee expenses in the event that they experience an injury due to an accident.
Tuition AssistanceUnited Healthcare will assist employees with tuition expenses so long as their education is relevant to their position with the company and their job performance doesn’t suffer.

What Employee Benefits is United Healthcare Known for?

United Healthcare offers the following employee benefits:

  • Health insurance including Dental and Vision coverage.
  • A generous PTO policy.
  • Employee Basic Life/AD & D provides a $50,000 benefit.
  • Short-term and long-term disability coverage.
  • 401(k) match is 100% up to the first 6% and 50% for the next 3%.
  • Flexible Spending Accounts (FSA).
  • Healthcare Spending Account (HSA).

The PTO Purchase program increases employees’ time off by one week. All employees eligible for the company’s PTO program are also eligible for PTO Purchase. They only need to obtain approval from their managers.

When employees adopt a child under the age of 18, they are entitled to have their adoption expenses reimbursed. You must be at least a part-time employee to take part in this program.

Every employee can take advantage of the commuter reimbursement program. Employees can make deposits into this account without having to pay taxes, and the money can be spent on all commuter expenses.

How does United Healthcare Help with Student Loans?

United Healthcare does not offer student loan support at this time. The company, however, does offer tuition reimbursement up to $5,250 per year for courses related to your job at UHC.

Student loans are a massive burden on American college graduates. Most of the job seekers want to work for employers that offer student loan repayment programs. That is why many corporations want to implement student debt support programs. The biggest reward employers can get for the offering is the ability to attract the best talent from across the country.

The most efficient way to implement the student benefit program is through Futurefuel. It is a student loan program management system that allows employers and employees to have their personalized accounts. These accounts can be used to transfer funds, monitor loan progress, and make loan payments, etc.

How do Employee Benefits Change for Different Jobs?

Employees who enroll in the employee benefits that United Healthcare offers before the initial enrollment period deadline will receive all of the benefits listed above. Employees must be on the job for at least 30 days before they will be welcome to do this. You can enroll whenever you want for the voluntary benefits and the 401(k) savings plan.

If full-time or part-time employees do not enroll in the program within 30 days of their employment, they will not receive medical, dental or vision benefits. You will be automatically enrolled in Basic Life and AD & D. Full-time employees will have the benefit of full compensation, and part-time employees will receive $10,000.

Automatic enrollment also includes basic short-term and long-term disability, the employee assistance program and employee discounts.

Executives receive a life insurance policy with a face value of $2 million. Executives also receive a long-term disability policy that will pay them 60 percent of their salaries when they begin accepting payments.

In addition to the executive life insurance policy, many executives will be invited to participate in the Executive Savings Plan.

How Has United Healthcare Improved its Benefits Package Over Time?

Healthcare has been a troublesome issue, so United Healthcare has been looking for new ways to simplify its healthcare benefits. In a survey, researchers found that 76 percent of employees do not adequately understand the health plans they receive from their employers. Another 91 percent are unfamiliar with basic health plan terms.

Employers are always concerned about the cost of providing health insurance for their employees. Employers are also having difficulties providing good health plans that cover their employees’ needs. As a matter of fact, 75 percent of employees state that they spend a lot of money on their healthcare, but they don’t believe that they are getting very much in return.

In order to address these issues, United Healthcare is using “Personal Health Support 3.0”. This program is meant to keep costs down, but it also increases the engagement of every employee; this improves their health. For example, Personal Health Support screens all employees for acute and chronic conditions. Then, it can match employees with additional needs with the appropriate resources. This allows United Healthcare to identify illnesses in the earliest stages and what the employee needs to do to treat them at a given time.

Unitedhealth Group is a leader worldwide in helping people live healthier lives and helping make the health system work better for everyone.

Are United Healthcare Careers Worth It?

It’s rare that a company receives a perfect review, but United Healthcare received one. Very few companies can say that they made employees so happy that they didn’t have any complaints. That is one reason that United Healthcare careers are worth it.

Several reviews from former employees were glowing. They loved the environment because it makes it easy for people to maintain a balance between home and work.

Discover United Healthcare Jobs and Careers

United Healthcare Careers

People interested in working at United Healthcare will find a bevy of information on the company’s website. In addition to that, you can find United Healthcare jobs on the following pages:

United Healthcare SimplyHired

It is one job posting website where you can search for United Healthcare careers for free. You can search specifically for jobs that are in your local area.

United Healthcare Monster

The website is another job listing website and it allows you to find out a lot more about a company or the job. For example, you will find company profiles listed on this website along with a portal that lets you upload your resume. This website is more than a job listing site because it also has a career advice section. There is even a job search app that allows you to swipe when you come across a job that interests you.

United Healthcare Indeed

Indeed makes searching for your next job easy. You only need to type in the job that you are looking for plus the location and then press “Find Jobs”. United Healthcare currently has 189 jobs listed on this website.

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