Crush Your Debt. Fuel Your Future.

Christopher De Arcangelis

Christopher De Arcangelis is an engineer, leader, and problem solver who loves being the catalyst that drives technological change.

Maria DiMaggio

Maria has been working in the FinTech industry with 25 years of software development and system implementation experience and 19 years of Student Loan industry experience. Prior to working at FutureFuel.io, Maria worked with Lenders to implement Student Loan programs for Federal, Private and Refinance programs. Maria worked in the Information Technology department at a large Los Angeles based law firm and was responsible for the system development and integration for the firm’s financial and accounting systems. Maria has a Project Management Professional (PMP®) certification and 17 years of project management experience.

Tomas Monteiro

I've been working as a Web Developer for a few years.

I was studying political science when I decided to create a music centric startup with a few friends. Because we lacked investment I learned how to program with the help of youtube, stack overflow, etc. I’ve been programming ever since. My interest in psychology has pushed me to be an advocate for the user and to understand their needs so that I can improve my UX development in a modern and fun way. I aim to build intuitive platforms that leave a long lasting impression in the end user.

Sergio Moreira

Sérgio Moreira is leading the Design Process at FutureFuel. One of his main responsibilities is to ensure that every user has a great experience working with an intuitive, beautiful and functional platform. Sérgio has been a professional designer since 2005, which has allowed him to work with the whole spectrum of design processes, from graphic to digital, currently having UX and UI as his main focus.

A graduate from the Universidade Católica Portuguesa, he specialized in Digital Arts, and gathered the knowledge and skill-set required to evolve in the technological environment as well. During that time, Sérgio was already working as a freelance Designer, gaining experience dealing with clients and the business world. As such, a great part of his experience comes from working in many different projects, with clients based all over the world, and different sectors, such as insurance, healthcare, financial institutions, government and communication.

Sérgio has been using his career path to improve different skills and acquire new ones, such as HTML and CSS in order to better understand the complete design process.

By involving users and clients in the design process, and by working together with various creative disciplines, Sérgio strives to apply simplicity, visual appeal and design detail throughout his entire work process.

Tobi Polland

Tobi Polland has been a proud student advocate especially after personally dealing with the student debt crisis. Committed to self-funding her education, Tobi worked 3+ jobs simultaneously while earning two degrees in college and is all too familiar with the predatory student loan process. While in school, Tobi served on the Board of Trustees for the University of North Carolina Wilmington and she continues to volunteer her time whenever she can to several mentorship and educational programs for financial health and wellness.

Prior to joining the FutureFuel.io team, Tobi founded Gigatize, a B2B talent marketplace that measured engagement and productivity while connecting enterprise employees with internal, freelance cross-training opportunities. Tobi also worked for General Electric in the Digital Technology Leadership Program rotating through various roles within multi-faceted teams and products such as acquisition & integration planning tools, cybersecurity & compliance automation applications, LEAN manufacturing production systems, and Salesforce CRM product and program management spanning across 8 GE businesses. Before joining GE, Tobi started in multifamily commercial real estate lending with M&T Realty Capital Corporation (M&T Bank) to help launch the bank's first end-to-end loan origination system & CRM managing a pipeline of $1.8B in mortgage lending transactions. Tobi is a certified Six-Sigma Green Belt, licensed Project Management Professional (PMP®) and has 7+ years of program and project management including 5+ years of Product Design and Strategy with formal training from IDEO's Business Design and Design Thinking certificate programs.

Tiago Raposeira

Tiago Raposeira started playing with computers since high school, where he took an IT Management and Development course, allowing him to start his ventures, on software and hardware ground.

After graduating as a Computer Scientist he got an opportunity to work at software development, and so he did ever since. With a major focus on the open source world, Tiago has been working with web frameworks as a full stack developer, building various web applications, websites and API’s in big companies and not so big ones.

Right now, he’s exploring the startup world, learning and expanding his tech savviness.

David Sauro

David is a software engineer / infrastructure architect with 13 years of experience.

David started his career as a developer for a small startup in Orlando Florida developing in house custom products for various customers while simultaneously helping manage “on prem” infrastructure.

David eventually joined a medium sized startup, HTH Worldwide where he helped bring their infrastructure and code into HIPAA, HITECH, SOC and PCI compliance. His talents helped the company maintain their on-line products and services as they transitioned into GeoBlue, the worldwide brand of BlueCross / BlueShield medical insurance services and pharmaceutical benefits.

After GeoBlue David began work at M&T Bank Realty Capital Corp as part of their “technology push” and helped develop their award-winning in-house platform to streamline their commercial loan pipeline. His team was one of the first to implement Fannie Mae’s DUS gateway API

Tiago Silva

Tiago Silva, software engineer, completed his MSc. in Systems and Networks Engineering in 2009. Since then, he is been working as IT professional in multiple contexts. From R&D projects in health and biology to online classifieds in one of the global leaders of this market. He worked for well known companies such as Unicer and OLX before moving to FutureFuel.io.

Along the years, he had the chance to work with mainstream development tools as well with cutting edge technologies in the fields of data mining, machine learning and computer vision. He is also expending his knowledge in product and project management.

Born in Oporto, moved to Lisbon in 2011. In his free time he enjoys to run and listen to new bands.

Rodrigo Souza

Rodrigo is a Brazilian-born Software Engineer with about 10 years of professional experience. He has deep technology expertise, and has worked with companies of different sizes throughout his career, ranging from multinational financial groups to early stage startups. When not programming, Rodrigo is a homebrewer and craft beer enthusiast.

Laurel Taylor

Laurel Taylor is the founder and driving force behind FutureFuel.io. Laurel’s mission is to reduce student debt by $1.5B by 2021, in partnership with the private sector.

Laurel has lived the problem we solve for both of our customers – as a leader seeking innovative incentives to retain top talent and as a student funding her education. When presented with a 9% interest rate on a student loan to fund her stint at MIT, with a credit score north of 800, she knew there was both an arbitrage opportunity and a serious need to innovate our way out of the mess that is student loan indebtedness and inappropriate risk profiling.

Laurel previously held a Head of Industry leadership position within Google’s Global Business Unit within the Large Customer Sales division, where she was responsible for meeting and exceeding eight-figure revenue targets. During this time, she also served as a super connector and cross-functional bridge within Google: Google Ventures, Partnerships, X, and Enterprise. Prior to Laurel's role at Google, she served as the Chief Revenue Officer and Executive Vice President of a technology and engineering firm in the San Francisco Bay Area, TEECOM. Her 15+ years at the intersection of technology and humanity enabled Laurel to internalize strong user preferences for all-things-mobile, efficiency, simplicity, instant access and engagement.

Laurel holds a Master of Business Administration from the Massachusetts Institute of Technology, Sloan School of Management. She holds an undergraduate degree from Texas State University where she majored in Organizational Communication, graduating summa cum laude.

Zoe Barry

Recently named to Inc. Magazine's 30 under 30, Barry began her career on Wall Street and later joined athenahealth as her foray into health care. However, it was her own brother who inspired Barry to found ZappRx. When her parents struggled to obtain his specialty medication, she was compelled to launch a health care technology company focused on facilitating patient access to specialty drug therapies. A graduate of Columbia University, Barry mentors budding entrepreneurs in the Columbia College Women in Business Society.

Sarah Biller

Sarah Biller is very active in the FinTech community as an Entrepreneur, Advisor and Investor. She is the co-Founder of the FinTech Sandbox and currently sits on its Board of Directors. Sarah also sits on the Advisory Board of start-ups in the robo-advisory, blockchain and FX trading sectors and teaches a graduate level course on the evolution of Financial Technology at Brandeis University .

Sarah was most recently the Head of Innovation Ventures at State Street Bank and its Chief Operating Officer for Innovation. Prior to joining State Street, Sarah was a Principal in the launch of several successful venture-backed start-ups in the FinTech and Life Sciences sectors. She was the Co-Founder and President of Capital Market Exchange (CMX), a venture-backed predictive analytics platform utilizing investor sentiment to help capital markets professionals anticipate near-term changes in bond and CDS spreads.

Sarah has also held roles at Fidelity Investments; worked on MCI’s corporate venture team; and launched and led research divisions for Fortune 500 CFO’s and treasurers at the Corporate Executive Board. Ms. Biller studied Finance at West Virginia University and George Washington University.

Michael Westover

Michael Westover, Advisor, grew up around computers, buying his first computer, a Commodore 64, in 8th grade. He graduated from the University of Washington with a Bachelor of Arts in History, but was employed as "the computer guy" for a number of small firms both during and after college. After a brief stint working in San Francisco, Michael headed to the East Coast and Boston College for an MBA. He graduated in 1997 with a concentration in Finance. Following graduate school, Michael started in the Corporate Research group at Liberty Mutual. He continued at Liberty Mutual progressing through various technical leadership roles. In 2006 Michael left Liberty Mutual in search of more entrepreneurial pursuits, involving a few startup business and consulting with major insurance carriers on innovation in software development. Most recently he held the role of Chief Information Office for Fidelity Life Association.

Michael has served as an advisor to FutureFuel since the early days, stepping in as Interim CTO while the search for the perfect CTO was conducted. He is currently in the early stages of an insuretech startup.